Permissionless & global
Open the app with phone or email, keep self-custody, and use private balances without turning KYC into the product.
Fiber is built as an open door to private, self-custodial tools — not as a permissioned replica of a bank account with a crypto skin.
Global by design. Private by default. Usable on your own terms where the app is available.
What you can do
- create an account with phone or email
- access the app without traditional KYC as the default gate
- hold supported stablecoins and wealth assets
- send and receive supported assets
- manage balances and activity privately
- use built-in yield where supported
- keep self-custody over funds
No-KYC by default
Fiber is designed to be non-KYC at its core. You start with familiar login methods. Because Fiber does not custody your assets, it also does not need to hoard identity data as a substitute for custody.
Wanting financial privacy is not inherently suspicious. The product is built around that premise.
Feature availability can still vary by jurisdiction and product surface. The default posture is open access, not “identity first, money second.”
Who it is for
Portable private money matters most when local systems are unstable, slow, or hostile to the way people actually earn:
- remote workers and freelancers
- people paid across borders
- onchain earners
- users in volatile currency environments
- anyone who wants stable value without a public chain dossier
Fiber is not limited to one geography or one banking culture. It is also not a promise that every feature exists everywhere on day one.
Your responsibilities
Open access does not repeal local law.
You are responsible for understanding what is permitted where you live. Availability of assets, networks, and services may change with legal requirements and product support. Fiber gives you a private self-custodial tool. It does not give you a jurisdiction exemption.
Direct answers
What does permissionless mean here?
You can use Fiber without waiting for a bank, exchange, or intermediary to
approve ordinary access.
Does Fiber require KYC?
The core product is designed to be non-KYC. Phone or email is enough to start.
Can Fiber freeze or morally grade my transactions?
Fiber is built around private self-custody. Users control their assets. The
product is not a surveillance desk.
Does Fiber replace my bank?
Not necessarily. It is another way to hold, move, and protect supported digital
value — not a claim that every banking service is obsolete.